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Christmas Club

With a $5, $10, or $20 Christmas Club account, we can help you save all year for those holiday expenses. Throughout the year, your account will grow from the proceeds of your individual deposits. As a reward for making the first 49 consecutive deposits, Teutopolis State Bank will contribute the last deposit for you. Then, around November 1st, we will automatically send you a check for the balance of the account - just in time to start serious Christmas shopping.

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The USA PATRIOT Act has paved the way for financial institutions to help prevent fraud, identity theft, and the spread of terrorism. It requires financial institutions to obtain more information from an individual or legal entity to help establish identity.

Your cooperation is needed when you open a new account or request a loan. You may be asked more questions to establish and confirm your identity. It may also be required for you to provide one or more forms of identification.