Interest Rates

Current Interest Rates

 

  1. APY = Annual Percentage Yield
  2. Rate is variable, subject to change on a daily basis
  3. Businesses are not eligible
  4. Fees may reduce the earning on this account
  5. Minimum balance required to open is $100
  6. Monthly auto transfer required
  7. Minimum of $2,500 to open account
  8. Rates are based if monthly qualifications are met. Rate and APY if qualifications are not met 0.01%. Qualifications per cycle: 1 ACH Debit, 12 Debit Card transactions post and clear, Receive e-statement, Access Kasasa 360

           

Fixed Mortgage Rates


* APR = Annual Percentage Rate
* Fees and APR's will vary based on credit history and other features of the loan
* Fixed loan rates are subject to change on a daily basis
* The rate is locked in when the title work is complete, appraisal has been received, and all required documents are received.
* Loans with down payments less than 20% may be subject to mortgage insurance, resulting in a higher monthly payment and a higher APR.
* Monthly payment is based on a $100,000 mortgage and a 20% down payment.


Other Required Loan Documentation:

  • Complete residential loan application, signed and dated by all applicable individuals.
  • Past 2 years Federal tax returns, signed and dated with past 2 W2 forms.
  • Copy of most recent paycheck stub, showing current and year to date salary information.
  • Copies of Deposit account statements
  • If self employed: copies of the past 2 years of Federal Income Tax returns and year to date Income Statement and Balance Sheet.
  • Copy of the purchase agreement signed by all parties.