Personal Banking
Personal Credit Cards

Personal Credit Cards

Whether you're looking for a card with rewards options or no annual fee, we have the right card for you.

Three Credit Cards to Choose From

We make it easy to choose the credit card that is right for you:

  • Visa® Classic ($1,000 limit)
  • Visa® Platinum ($5,000 limit)
  • Gold MasterCard® ($2,000 limit)

All three cards are available in two options: Low Rate Card or Preferred Points Card. These cards are accepted worldwide at businesses, financial institutions, and ATMs.

Low Rate Card

Features and Benefits

  • No annual fee
  • Low introductory rate for first six months
  • Very competitive interest rates after introductory period. (See application for example.)
  • 25-day interest-free grace period on all purchases. No grace period on cash advances
  • 24-hour toll-free live customer assistance available at 1-800-367-7576
  • Online account information available 24/7 at http://www.cardaccount.net/
  • Rental car collision damage waiver protection

Preferred Points Card

Features and Benefits

  • No annual fee
  • Low introductory rate for first six months
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Very competitive interest rates after introductory period. (See application for example.)
  • Online account information available 24/7 at http://www.cardaccount.net/
  • 24-hour toll-free live customer assistance available at 1-800-367-7576
  • Use your Preferred Points Card to earn points that you can redeem for cash-back awards, retail gift cards, travel, and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, and more. A brochure with more details is available at any of our banking locations.
  • To view or redeem rewards points, visit http://www.mypreferredpoints.com/ or call 1-866-678-5191
  • Rental car collision damage waiver protection

Yes, I Want to Apply!

  • Apply now. Download the PDF of the application.
  • Then you can type the information and print it off (cannot save so print an extra copy for yourself) or print it off and complete it using a blue or black pen. Paper applications are also available at Teutopolis State Bank and Sigel Community Bank.
  • Fax your completed application to our credit card processor at 972-650-7054.
  • Or mail your completed application to:
    Card Service Center
    P.O. Box 569120
    Dallas, Texas 75356-9120