Checking
Teutopolis State Bank and Sigel Community Bank offer you choices. Because no one checking account is right for everyone, we offer options to fit your lifestyle, not just your pocketbook. All checking accounts receive statements monthly with images of your checks and deposits detailing all the activities of your account. For more information about our checking accounts, select the category of your choice below. Give us a call, email us, or just stop in and we'll be happy to talk with you about opening a checking account that is right for you.
Free Checking Gold Checking Visa Debit Card
Silver Checking Gold Premium Checking ATM Card
Silver Premium Checking Direct Deposit Reorder Your Checks
Free Checking
If you are looking for the simple convenience of a basic checking account, Free Checking may be the right choice for you. *Minimum deposit of $100 to open.
Our Free Checking account offers the simple convenience of basic checking with...
- No minimum balance requirements
- No per check charges
- No monthly fees
You'll also have...
- Unlimited check writing
- ATM/Debit Card
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Silver Checking
*Special Values for Members Only - only $5/month
*No Minimum Balance
Personalized Checks
• Receive all the personally imprinted checks you need at no additional cost to you. Your special member checks will be printed with your name and address, or take advantage of a discount on other selected check styles.
Interest on Checking
• Your checking account will earn interest with a required balance. Ask us for details.
Waiver of Foreign ATM Fees
• Use your ATM card anywhere without incurring a charge from Teutopolis State Bank. A fee may be charged by the owner of the ATM.
Internet Banking
• Check your balances, view activity, and transfer funds - Available 24 hours a day, simply by logging into our website.
Overdraft Transfer Protection ($10 fee waived)
• Enjoy the convenience and security of Overdraft Transfer Protection. Running short of money in your checking account? Let us transfer funds from a designated savings account and avoid any embarrassing overdrafts.
Discounted Theme Park Tickets
• Don't pay full price! See us for your tickets to Six Flags and Holiday World at discounted prices.
Direct Deposit of Social Security, Dividends and Payroll Checks• Enjoy the convenience. For immediate access to your money, you can authorize the Treasury and your employer to deposit your checks directly into your account.
Bank by Mail
24 Hour Banking by Phone
Notary Service
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Silver Premium Checking
*Silver Checking benefits Plus these Extras! - just $8/month
Premium Interest on Checking
• Your checking account will earn higher interest rate than Silver checking with a required balance. Ask us for details.
Internet Banking - Bill Pay
• Enjoy the convenience of paying your monthly bills at home - at no charge to you! Plus you are able to check balances, view activity and transfer funds.
Installment Loan Discount
• Pay less interest on loans! You can receive a 1% discount on all future consumer Installment loans. Separate application required. All loans subject to bank approval.
Community Power Card
• Receive discounts at local restaurants and businesses just by showing your Community Power Card.
Cash Reserve for Qualifying Members
• $30 annual fee not applied
Safe Deposit Box Rental Discount
• Store your valuables in a personal-size safe deposit box. It's yours at a 10% annual discount. Subject to availability.
$5 Reward for New Savers
• Open a new personal savings account with $100 or more or a new CD with $500 or more, and we'll deposit $5 in your account.
Traditional Travelers Checks, Cashier's Checks and Money Orders
• These secure, convenient instruments are available to you at no issue fee.
Discounts on Bank Services
- $5 off Stop Payments
- $5 off Wire Fees
- $100 off Mortgage closing fees
Photocopy Service
• We'll copy your important documents and letters at no additional charge. Limit five copies per visit.
Leather Checkbook Cover
No Charge
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Gold Checking
*You must be 50 years or older to obtain this account
Just a $100 Minimum Balance
• When you keep a $100 minimum daily balance, you will avoid the monthly fee. Should your balance drop below $100, a $5 monthly fee will be charged.
Personalized Checks
• Receive all the personally imprinted checks you need at no additional cost to you. Your special member checks will be printed with your name and address, or take advantage of a discount on other selected check styles.
Interest on Checking
• Your checking account will earn interest with a required balance. Ask us for details.
Waiver of Foreign ATM Fees
• Use your ATM card anywhere without incurring a charge from Teutopolis State Bank. A fee may be charged by the owner of the ATM.
Internet Banking
• Check your balances, view activity, and transfer funds - Available 24 hours a day, simply by logging into our website.
Overdraft Transfer Protection
$10 fee waived
• Enjoy the convenience and security of Overdraft Transfer Protection. Running short of money in your checking account? Let us transfer funds from a designated savings account and avoid any embarrassing overdrafts.
Discounted Theme Park Tickets
• Don't pay full price! See us for your tickets to Six Flags and Holiday World at discounted prices.
Direct Deposit of Social Security, Dividends and Payroll Checks• Enjoy the convenience. For immediate access to your money, you can authorize the Treasury and your employer to deposit your checks directly into your account.
Bank By Mail
24 Hour Banking by Phone
Notary Service
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Gold Premium Checking
*Gold Checking Benefits PLUS these Extras! - Just $3/month
*No Minimum Balance Required
Premium Interest on Checking
• Your checking account will earn higher interest rate than Gold checking with a required balance. Ask us for details.
Internet Banking - Bill Pay
• Enjoy the convenience of paying your monthly bills at home - at no charge to you! Plus you are able to check balances, view activity and transfer funds.
Installment Loan Discount
• Pay less interest on loans! You can receive a 1% discount on all future consumer Installment loans. Separate application required. All loans subject to bank approval.
Community Power Card
• Receive discounts at local restaurants and businesses just by showing your Community Power Card.
Cash Reserve for Qualifying Members
• $30 annual fee not applied
Safe Deposit Box Rental Discount
• Store your valuables in a personal-size safe deposit box. It's yours at a 10% annual discount. Subject to availability.
$5 Reward for New Savers
• Open a new personal savings account with $100 or more or a new CD with $500 or more, and we'll deposit $5 in your account.
Traditional Travelers Checks, Cashier's Checks and Money Orders
• These secure, convenient instruments are available to you at no issue fee.
Discounts on Bank Services
- $5 off Stop Payments
- $5 off Wire Fees
- $100 off Mortgage closing fees
Photocopy Service
• We'll copy your important documents and letters at no additional charge. Limit five copies per visit.
Leather Checkbook Cover
No Charge
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Direct Deposit
It's safe, secure and gives you access to your money at the start of the business payday. With Direct Deposit your paycheck, social security income, or other authorized deposits can be transferred directly into your checking or savings account.
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Visa Debit Card
Visa check cards are accepted at all locations that accept Visa credit cards. They are secure and so sensible. No need to carry excess amounts of cash. The Visa check card works like a check to make purchases.
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ATM card
With an ATM Card, access to your checking account is easy, convenient and free of charge at one of our Automated Teller Machines (ATMs). Our participation in the Visa network makes it possible to access your accounts from thousands of locations nationwide.
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